Licensed Medicare & Life Insurance Agent serving Hickory, Newton, Conover, and all of North Carolina. Personalized, no-pressure guidance from a local advisor who actually picks up the phone.
I'm a licensed Medicare and life insurance agent proudly serving Hickory, Newton, Conover, and communities throughout Catawba County and all of North Carolina.
Medicare can feel overwhelming — especially when you're approaching 65 and getting bombarded with mailers, TV ads, and phone calls. My job is to cut through the noise and help you understand exactly what you have, what you need, and how it all works together.
I take the time to listen, explain your options in plain English, and find coverage that fits your doctors, your prescriptions, and your budget. My services are always free to you, and there's never any obligation.
Whether you're new to Medicare, comparing plans, or just have questions — I'm here to help.
I represent a wide range of products so I can match you with the right coverage — not just push one plan.
Walk-through of Parts A & B, what's covered, what isn't, and how to enroll without making costly mistakes.
All-in-one plans that often include dental, vision, hearing, fitness, and prescription drug coverage.
Plans that fill the gaps in Original Medicare — predictable costs and freedom to see any doctor that accepts Medicare.
I'll compare formularies against your medication list so you're never overpaying at the pharmacy counter.
Standalone dental coverage to protect your smile and your savings — important because Original Medicare doesn't cover routine dental.
Cash benefits paid directly to you when you're hospitalized — helping cover deductibles, copays, and everyday expenses.
Final expense and other life policies to protect your loved ones from unexpected costs and provide peace of mind.
Plans change every year. I'll review your coverage each fall to make sure it still fits — or help you switch if it doesn't.
Your Initial Enrollment Period is a 7-month window around your 65th birthday — and the decisions you make now can affect your costs and coverage for years to come.
You deserve more than a 1-800 number and a one-size-fits-all answer.
I'm right here in your community — not a call center halfway across the country.
I'm not tied to one company. I shop the market to find what's best for you.
My services are always free. Insurance companies pay me when you enroll — you pay the same either way.
I don't disappear after enrollment. I'm your advocate for billing questions, plan changes, and yearly reviews.
"Elizabeth is very educated and on point with every client. I have known her now for a few years and could not ask for a more professional and dedicated, trustworthy agent. She gets it right the first time and helps you understand everything you need to know. I recommend her for all your Medicare needs."
Common questions from people approaching Medicare — if yours isn't here, just give me a call.
Ideally, about 3 to 6 months before you turn 65. That gives us time to review your options, compare plans against your doctors and prescriptions, and get everything set up so your coverage starts the month you become eligible.
Absolutely nothing. My services are completely free to you. Insurance carriers compensate me when you enroll in a plan — and that compensation is the same whether you use me, call the carrier directly, or sign up online. The difference is you get a local advocate working on your behalf.
Medicare Advantage (Part C) bundles your coverage into one plan from a private insurer, often with extras like dental and vision and usually with a defined network. Medicare Supplement (Medigap) works alongside Original Medicare to cover deductibles and copays, with broader doctor access but no extra benefits. The right choice depends on your health, budget, and doctors — I'll help you compare.
It depends on the size of your employer and your current coverage. In some cases you should enroll right away to avoid penalties; in others you can delay. This is one of the most common — and most costly — areas of confusion, so let's talk through your situation.
Yes. I'm licensed throughout North Carolina and regularly help clients in Hickory, Newton, Conover, Maiden, Claremont, and surrounding counties like Burke, Caldwell, Alexander, Iredell, and Lincoln.
Yes. I'll run your specific medication list against available Part D plans (or the drug coverage built into Medicare Advantage plans) to find the option with the lowest total cost — not just the lowest premium.
I'd love to answer your questions and help you make Medicare simple. Reach out today for your free, no-obligation consultation.